Expat Car Leasing Without a Local Credit History

Expat Car Leasing Without a Local Credit History

An expat with no local credit history is refused a lease in most countries. ExpatRide started in 2011 to fix that.

We arrange private car leases for expats in the United States, the United Kingdom, Germany, Switzerland, France, Canada, Australia, Japan, Singapore and 15 more countries, before or after the move. A Personal Car Shopper finds the car and the terms, and you pay for the depreciation during your term, with a down payment up front.

Company paying? See Corporate Billed Car Leasing. Need a car before the lease arrives? See Car Rental.

Why lease with us?

The leasing program was built by expats who had been refused a car themselves. Your Personal Car Shopper knows the local car market and the rules for foreign license holders, and finds a car that fits your budget and your visa.

Leases run from 24 to 48 months, on new or used cars, and never longer than your visa. Insurance is arranged separately. Where the charging network allows, we source an electric or hybrid car first.

We coordinate:‍

  • Car leases starting at 24 months with max duration of 48 months
  • New as well as used vehicles
  • Auto insurance (obtained separately)
  • Sourcing eco-friendly vehicles if possible
  • Lease agreements are limited to the duration of your visa.
  • Car configuration choices (locally sourced or factory ordered)

Know what you are getting before you proceed‍

  • No local credit history needed.
  • You only pay for the amount the vehicle is expected to depreciate during your term.
  • A lease agreement can only be as long as your visa is valid.
  • A down payment is required for car leasing.
  • When you lease a car, you will pay separately for car insurance.

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How Does it Work?

01

Contact us‍

Get in touch to let us know where you are planning to relocate, along with your needs and budget.

02

Provide us with the documents to get a quote‍

Once the initial questions have been addressed, we will follow up with which documents we will need to proceed. These may include:

  • Passport
  • Driver's license
  • Proof of employment
  • Proof of residency
  • Bank details
  • Other country specific documents.
03

Get a quote and start the process
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As soon as we receive the required documents, it will take us 1-2 business days to send you a non-binding quote.


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04

Wait for your car to be delivered‍

The time frame for car delivery will depend on the country. However, the faster we receive the required documents and the more flexible you are with the car make/model, the faster you can receive a vehicle.

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Are you ready to
get a quote?


Consumer Leasing Inquiry

FAQ‍

In what countries is Expat Consumer lease available?

Australia, Canada, France, Germany, Italy, Portugal, Switzerland, the UK, and the US
What U.S. states are ExpatRide’s services available?
All US states and D.C.
Can I lease a car with no local credit history?
Yes. ExpatRide places the lease with a partner who accepts your home-country documents instead of a local credit score. You will need your passport, your driving license, your work contract or visa and proof of income. A down payment is required, and the quote tells you the amount before you commit.
Why should I lease new when I could buy used?
It may sound surprising, but leasing a new vehicle is often more cost-effective than buying a used one. Leases have lower initial down payments, making it ideal for expats who have recently moved. Most leases also incorporate scheduled maintenance costs in the agreement, allowing them to handle vehicle upkeep on your behalf. Buying a pre-owned car not only costs more upfront, but leaves you with the burden of maintenance, repairs, and unexpected costs. Plus, secondhand vehicles continue to depreciate in value, whereas leased cars can be swapped for newer models with only a modest fee. As an added bonus, leasing can even help build your local credit score.
How long can the lease run?
From 24 to 48 months. The lease cannot run past the end of your visa, so a two-year visa gives a two-year lease. If the assignment is extended, we extend the lease where the partner allows it. If the assignment ends early, the terms for returning the car are in the agreement you sign, and your Personal Car Shopper explains them before you do.

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Boy smiling in an autumn forest next to the family's electric car

WHY CHOOSE EXPATRIDE?

We have been there ourselves.
That is why we created
a service which reacts
to the real needs of global mobility professionals as well as assignees.

Learn More