Expat Car Leasing and Rental Belgium

Get the car you need for your everyday life or next adventure!

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Expatriates can get a car without a Belgian credit history

As an foreign professional you can arrange for your car before or after you move to Belgium. There are no restrictions with our program about when to start the process. Together with our Belgian partner we can arrange insurance, finance, registration and road tax.

Our time and money-saving auto leasing program

With the "Personal Car Shopper Service", you will be assisted by a skilled and knowledgeable contact person who knows perfectly the auto market in Belgium.

New and Used Cars

Let your Personal Car Specialist assist you with locating the right auto for you.

Car Leasing

We offer leasing at 4.00% to 6.00% flat rate interest rate per annum for qualifying customers.

Auto insurance

Get competitively priced insurance. No Belgium driver's license needed to set up coverage.

Car rentals for expatriates

Rentals are from 1 day up to 12 months. The rental car program covers 100 countries globally. Click here to book...

We can assist you in all of Belgium

All major cities and all smaller cities, we'll be there for you: Antwerp, Ghent, Charleroi, Liège, Brussels, and the list goes on...

Frequently Asked Questions

  • What is the expected delivery time?

    The expected delivery time is 2-3 weeks for cars in stock. New cars may take 3-4 months depending on the manufacturer.

  • Is insurance included in the rates?

    Yes, comprehensive insurance is included. Deductible excess of EUR 300 applies.

  • Can the car be delivered to my home?

    Yes, the car can be delivered at a fee of EUR 66

  • Is maintenance included in the lease?

    Yes, Maintenance, service, and repairs and a replacement vehicle after 72 hours are included. Tires in case of wear.

  • Is Roadside assistance included?

    Yes, Roadside assistance in Belgium is included.

  • Do you offer used cars?

    No, only new cars are available for lease

Practical information about driving in Belgium

Speed limits

Flemish region outside built-up areas: 70 km/h (43 mph)
Wallonia region outside built-up areas: 90 km/h (56 mph)
Brussels-Capital Region and freeways: 120 km/h (75 mph)

Kids in cars

Babies up to 13 Kg must travel in a car seat, facing backwards. Children 13 Kg to 18 Kg must travel in a car seat, facing forwards. Children 18 Kg to 36 Kg must travel in an adapted car seat using the normal seat belt. Children measuring less than 1.35m must travel in an adapted car seat.

Minimum age

The minimum age for driving is 18 years in Belgium

Documentation

It is mandatory to carry the following documents in the car at all times:
• Driving license.
• Insurance certificate.
• Vehicle registration documents.
• Passport/proof of identity.
• Proof of payment of road tax and car radio tax where applicable.

Alcohol and driving

The legal alcohol limit for non-professional drivers in Belgium is 0.22mg per liter of breath, or 0.5g per liter of blood, which is measured by a blood test in hospital. If you are required to do a breathalyzer test, you can wait 15 minutes before blowing into the device. It will give one of three answers.

Phone and driving

Belgian drivers face fines for holding their phone while driving. The law states that it is forbidden to use a hand-held portable phone in the car.

Auto Insurance

Required by Belgian law is third-party liability (Responsabilité Civile/Wetteligjke Aansprakelijkheids Verzekering). This covers death, bodily injury, or physical damage that you cause to another person. You can also opt for fully comprehensive coverage. It provides for most eventualities including vandalism, fire, theft, or damage resulting from a collision. There is also a Part Comprehensive cover, which includes third-party along with fire cover.

Seat Belt laws

Wearing of seat belts is required for all passengers.

Driver's License

European Union countries have agreements in place with Belgium that recognize foreign licenses, allowing their citizens to drive in Belgium. Similarly, non-EU drivers can also drive in Belgium using their foreign driver's license. However, in some cases an international driving permit may be requested

How to Exchange your foreign driver’s license to a Belgium License:

Although third-country nationals can use their foreign driver’s license in Belgium for short stays or up to six months – although sometimes an International Driving Permit (IDP) is also required – they typically will need a Belgian driver’s license if they plan to stay long-term or once they register as an official Belgian resident. For information on IDPs, ask the driving authorities in your home country or visit your local town hall office.

Reciprocal arrangements are in place with numerous non-EEA countries that permit a driver to easily exchange their driver’s license for a Belgian equivalent. However, you must first register at your municipality and show a Belgian residency permit.

If your country has no such agreement with Belgium, there is a requirement to pass the Belgian driving examination comprising of a theory and practical test. The Examination Centers (GOCA or SBAT) can arrange English versions of the theory exam. Book these well in advance.

Non-EEA nationals can check the government website to see if there is agreement for their country:

Belgian Government

Note: Information may not be up-to-date. Please check official government information for latest laws and regulations.

We finance all makes and models nationwide

We offer the following car brands and any other car brand available in Belgium

Audi, Bentley, BMW, Chrysler, Ferrari, Fiat, Ford,Genesis, Honda, Hyundai, Jaguar, Jeep, Kia, Lamborghini, Lancia, Land Rover, Lexus, Lotus, Maserati, Mazda, Mercedes Benz, Mini, Mitsubishi, MG, Nissan, Opel, Peugeot, Porsche, Renault, Rolls-Royce, Skoda, Smart, Subaru, Suzuki, Tesla, Toyota, Volkswagen, Volvo

Common lease terms - English to Dutch

Down payment or Capitalized cost reduction - Aanbetaling of geactiveerde kostenreductie

Depreciation - Afschrijving

Early Termination - Vroegtijdige beëindiging

Excess mileage charge - Overtollige kilometers in rekening gebracht

Excess Wear and Tear - Overmatige slijtage

First Month’s Payment - Betaling van de eerste maand

Insurance - Verzekering

Lease term - Leasetermijn

Manufacturer's Suggested Retail Price - Aanbevolen verkoopprijs van de fabrikant

Maintenance package - Onderhoudspakket

Monthly payment - Maandelijkse betaling

Option to Purchase - Mogelijkheid om te kopen

Residual value - Restwaarde

French

Down payment or Capitalized cost reduction - Acompte ou réduction des coûts capitalisés

Depreciation - Dépréciation

Early Termination - Résiliation anticipée

Excess mileage charge - Frais de kilométrage excédentaire

Excess Wear and Tear - Usure excessive

First Month’s Payment - Paiement du premier mois

Insurance - Assurance

Lease term - Durée du bail

Manufacturer's Suggested Retail Price - Prix de vente recommandé par le fabricant

Maintenance package - Pack de maintenance

Monthly payment - Paiement mensuel

Option to Purchase - Option d'achat

Residual value - Valeur résiduelle

German

Down payment or Capitalized cost reduction - Anzahlung oder Reduzierung der aktivierten Kosten

Depreciation - Abschreibung

Early Termination - Vorzeitige Beendigung

Excess mileage charge - Überschüssige Kilometergebühr

Excess Wear and Tear - Übermäßiger Verschleiß

First Month’s Payment - Zahlung des ersten Monats

Insurance - Versicherung

Lease term - Vertragslaufzeit

Manufacturer's Suggested Retail Price - Unverbindliche Preisempfehlung des Herstellers

Maintenance package - Wartungspaket

Monthly payment - Monatliche Bezahlung

Option to Purchase - Kaufoption

Residual value - Restwert

"So responsive and a pleasure to deal with"

– Neil from Britain, Toyota C-HR

"I highly recommend ExpatRide for anybody looking for a car after making the big move!"

– Andreas from Denmark, Audi A4

”The service we received was amazing! Out of everything we've had to do with our move overseas, getting our new car was the easiest and most stress-free."

We are ready to assist!

    • Start process before or after arrival to Belgium
    • Competitive interest rates
    • We can source any make and model
    • Personal Car Shopper Service (free service) - saves time and hassle with visiting dealers
    • Assistance throughout the term in regards to registration, renewals, etc